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Local Resources for Small Business

Compiled by Lake County Economic Development Corp

The following are programs and loans currently available to help small business.  Please note, details and funds availability change, so contact the program operator for specific information about how the program may help in your situation.

Lake County Chamber of Commerce Employee Grant Program
Sponsored by Beckstoffer Vineyards

If you have two employees in your restaurant or lodging facility that have been laid off due to COVID 19 pandemic and they meet the criteria of being your lowest paid employees to be laid off, send Melissa Fulton their names, direct mailing address, job title, how long they have worked for you and their average weekly pay.

She will submit their names to Beckstoffer Vineyards and those employees will receive a $300 check in the mail from Andy Beckstoffer!

Please send all emails to

Mendocino Economic Development Finance Corporation (EDFC) Disaster Assistance Loan Program
Highlights Include: · Maximum loan amount of $50,000 · Interest rate as low as 3.0% APR. · Possibility to waive application fees and closing costs.

In order to support small businesses in Lake and Mendocino counties during events like these, the Economic Development Finance Corporation (EDFC), a lending partner of the Lake County Economic Development Corporation, has established a disaster assistance loan program. If your business is being negatively impacted by the downturn of our economy caused by the Coronavirus-19, you may be eligible for a loan up to $50,000 with interest as low as 3.0% APR. Also, depending on the size and location of your business, the EDFC may be able to waive application fees and closing costs.

For more information, contact the EDFC’s Lending Relations Manager, Robert Gernert, at or (707) 234-7505. You can visit their website at City of Lakeport

The City of Lakeport offers business loans funded with Community Development Block Grants (CDBG).
The purpose of these business loans is to provide flexible financing to businesses which, in turn, create or retain jobs.

Highlights include: · Loan amounts: $35,000-$140,000, depending on funds available. · As low as 2.0%, based on the cash flow needs of the borrower and the risk level of the loan. Repayment terms are based on the ability of the business to repay the loan. ·

Use of Funds: Purchase of equipment, inventory, real property, working capital, debt consolidation. Construction is less preferable due to Davis Bacon Labor Law requirements. · Requirements: One job per $35,000 loaned, with 51% of the jobs to be filled by members of the low to moderate income group.

Contact: Jeff Lucas, Program Consultant Community Development Services 3895 Main Street Kelseyville, CA 707-279-1540

Cobb Area Council Small Business Loans
The Cobb Area Council offers low interest loans to small businesses impacted by fire and PSPS events within the Cobb Planning Area, for startup businesses, and business expansions. This area and event requirement my be waived in COVID related situations.

Highlights include: · Loan amount: $2,500 to $7,500, with consideration for larger loans being possible based on the situation. · 2.0% fixed rate · A loan origination fee of $250 will be charged for each loan, which can be deducted from the loan amount at closing.

Contacts: Jeff Lucas, Community Development Services 3895 Main Street Kelseyville, CA 707-279-1540 Jessica Pyska Cobb Area Council P.O. Box 1442 Cobb, California 95426 707-335-4084

More local resources can be found at: and questions can be sent directly to LCEDC staff, Nicole Flora at In addition, LCEDC contract staff and Norcal SBDC Finance Center affiliate, Community Development Services (CDS) can also be reached at 707-279-1540 or Jeff Lucas ; Andy Lucas